Like many, all of a sudden fraudulent credit card charges started appearing on my account.  Bank of America caught it quickly.  I don't know for certain, but I'm fairly confident it has to do with the Heartland Security breach. However, there's no real way for me as a consumer to know what of my information was stolen. The Heartland security breach isn't just some website with your credit card being hacked, but is a credit card transaction clearing house used by Bank of America.  No matter how careful you were with you card numbers, they got it. While the credit card has been canceled and the fraud associated with the credit card has ceased, there's a new issue cropping up.  I've been all of a sudden getting a lot of solicitation phone calls to my cell phone, as if someone took my credit card information (and my address and phone number), and started registering it on a bunch of mailing lists and sites.  A new type of scam for ad revenue?  I don't know, but it's very annoying. I know for a fact that they got my address and phone number because on the day that the credit card fraud started, one Internet retailer called me on my phone trying to confirm an order to my address.  What's irritating about it, is that after I told them it was fraud, they processed the charge to my credit card anyway. What really worries me is the lack of press and the lack of communication from Bank of America about this.  They're hiding something, I'm sure of it.